Chesapeake City property record for 612 Ray Ave, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,871 sqft · built 2002 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Mar 2005) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Feb 2008 Line of Credit Mar 2016 Mortgage + 1 more |
| APN | 0351004002200 |
| Primary APN | 0351004002200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,871 sqft Living Area |
| 1st Floor Area | 638 sqft |
| Upper Floors Area | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 612 RAY AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 13 BLK 21 CRESTWOOD PLAT B |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20903 |
612 Ray Ave is owned by an individual who bought it in March 2005.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 COUNTY ROAD 378, CRANE HILL, AL 35053-3327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2008 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Mar 11, 2016 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Mar 9, 2005 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2005 · Amount on File |
| Deed Sale | Mar 9, 2005 · Amount on File |
| Prior Sale | Apr 4, 2002 · Amount on File |
| Deed Book / Page | 5878 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 612 RAY AVE, CHESAPEAKE, VA 23320-6432 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007372/44 |
|---|---|
| Date | Feb 8, 2008 |
| Book Page | 7372/44 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Oct 2, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 612 RAY AVE, CHESAPEAKE, VA 23320-6432 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 09619/1445 |
|---|---|
| Date | Mar 11, 2016 |
| Book Page | 9619/1445 |
| Instrument | 160006034 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 9, 2005 |
| Property Address | 612 RAY AVE, CHESAPEAKE, VA 23320-6432 |
| Document Number | 005878/495 |
| Book / Page | 5878 / 495 |
| Instrument Date | Dec 22, 2004 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005878500 |
|---|---|
| Date | Mar 9, 2005 |
| Instrument | 5878/500 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 612 Ray Ave was $3,315.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,600 (+5.3%) Land $110,000 Building $235,600 | $345,600 (+5.3%) Land $110,000 Building $235,600 | |
| 2025 | $3,315.00 | $328,200 Land $100,000 Building $228,200 | $328,200 Land $100,000 Building $228,200 |
| 2023 | $300,800 (+11.08%) Land $90,000 Building $210,800 | $300,800 (+11.08%) Land $90,000 Building $210,800 | |
| 2022 | $270,800 Land $80,000 Building $190,800 | $270,800 Land $80,000 Building $190,800 | |
| 2019 | $2,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 612 Ray Ave; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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