Chesapeake City property record for 613 Ray Ave, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,406 sqft · built 2001 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,000 (Mar 2026) |
| Tax Bill | $3,724 (2025) |
| Deeds & Mortgages | Oct 2012 Mortgage Mar 2026 Sale & Mortgage |
| APN | 0351004001990 |
| Primary APN | 0351004001990 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Upper Floors Area | 1,091 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,532 sqft (0.127 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 613 RAY AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 4 BLK 20 CRESTWOOD PLAT B |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 20903 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 RAY AVE, CHESAPEAKE, VA 23320-6431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 12, 2012 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 2, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2002 · Amount on Record |
| Deed Document Number | 20265066 |
| Deed Book / Page | 10950 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 613 RAY AVE, CHESAPEAKE, VA 23320-6431 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008847/715 |
|---|---|
| Date | Oct 12, 2012 |
| Book Page | 8847/715 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 3, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 2, 2026 |
| Property Address | 613 RAY AVE, CHESAPEAKE, VA 23320-6431 |
| Document Number | 010950/453 |
| Book / Page | 10950 / 453 |
| Map Reference | MB 26 PG 97 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 260005066 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | LINEAR TITLE AND ESCROW LLC, LINEAR TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 613 RAY AVE, CHESAPEAKE, VA 23320-6431 |
| Document Number | 0260005067 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 260005067 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,700 (+5.15%) Land $110,000 Building $277,700 | $387,700 (+5.15%) Land $110,000 Building $277,700 | |
| 2025 | $3,724.00 (-0.61%) | $368,700 (+9.12%) Land $100,000 Building $268,700 | $368,700 (+9.12%) Land $100,000 Building $268,700 |
| 2024 | $3,747.00 (+38.16%) | ||
| 2023 | $337,900 (+11.19%) Land $90,000 Building $247,900 | $337,900 (+11.19%) Land $90,000 Building $247,900 | |
| 2022 | $303,900 Land $80,000 Building $223,900 | $303,900 Land $80,000 Building $223,900 | |
| 2019 | $2,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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