606 Ray Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 606 Ray Ave, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,463 sqft · built 2002
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jul 2010)
Tax Bill$3,908 (2025)
Deeds & MortgagesNov 2006 Second Mortgage
Sep 2013 Mortgage
APN0351004002240

Property Details

APN / Parcel Number

Primary APN0351004002240

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,463 sqft Living Area
1st Floor Area1,067 sqft
Upper Floors Area1,091 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions131 ft deep x 132 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area35 sqft
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address606 RAY AVE
CityCHESAPEAKE
StateVA
Zip23320-6432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6: RESIDE
Legal DescriptionLOT 16A RESUB LTS 16 & 17 BLK 21 SEC B CRESTWOOD
Legal SubdivisionCRESTWOOD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2034
Census Tract20903

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 740064, SAN DIEGO, CA 92174-0064
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GMAC MORTGAGE CORPORATION
Sep 13, 2013Deed of Trust, Mortgage · VA Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2010 · Amount on Record
Deed SaleJul 1, 2010 · Amount on Record
Prior SaleMar 8, 2004 · Amount on Record
Deed Book / Page8150 / 709
Record UpdatedOct 29, 2026

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address606 RAY AVE, CHESAPEAKE, VA 23320-6432
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006837/832
DateNov 16, 2006
Book Page6837/832
Lender
NameGMAC MORTGAGE CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2021
Interest
Rate TypeFixed Rate

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address606 RAY AVE, CHESAPEAKE, VA 23320-6432
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009210/702
DateSep 13, 2013
Book Page9210/702
Lender
NameBANK OF AMERICA NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2043
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,100 (+4.96%) Land $120,000 Building $286,100$406,100 (+4.96%) Land $120,000 Building $286,100
2025$3,908.00 (+38.24%)$386,900 (+10.35%) Land $110,000 Building $276,900$386,900 (+10.35%) Land $110,000 Building $276,900
2023$350,600 (+10.98%) Land $95,000 Building $255,600$350,600 (+10.98%) Land $95,000 Building $255,600
2022$315,900 Land $85,000 Building $230,900$315,900 Land $85,000 Building $230,900
2019$2,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 334 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies334 in force
Nearby Flood Claims9 (2003–2018)
Most Recent ClaimOct 2018 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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