Scott County property record for 612 N 7th St, Eldridge, IA 52748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 1969 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2018) |
| Tax Bill | $2,828 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 931039120 |
| Primary APN | 931039120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 612 N 7TH ST |
|---|---|
| City | ELDRIDGE |
| State | IA |
| Zip | 52748-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST VIEW 3RD ADD LOT: 020 WEST VIEW 3RD ADD |
| Legal Subdivision | WEST VIEW 3RD ADD |
| Legal Lot Number | 20 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10201 |
612 N 7th St is owned and occupied by two individuals who bought it in July 2018.
Source: Scott County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Jul 20, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Jul 20, 2018 | Executor's Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Nov 16, 2010 · Amount on File |
| Deed Document Number | 201818623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Jun 25, 2026 |
| Property Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Document Number | 0000013516 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Document Number | 0000013516, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202613516 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100008605 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 202100008605 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100007000 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 202100007000 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 5, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800018625 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 201800018625 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Jul 20, 2018 |
| Property Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Document Number | 201800018623 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 201800018623 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 612 N 7TH ST, ELDRIDGE, IA 52748-1036 |
| Document Number | 201800018626 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 201800018626 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 114 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 612 N 7th St was $2,828.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Eldridge City |
| Unified School District | North Scott Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,828.00 | $237,800 (-) Land $49,200 Building $188,600 | $237,800 (-) Land $49,200 Building $188,600 |
| 2025 | $2,828.00 (+2.54%) | $237,800 Land $49,200 Building $188,600 | $237,800 Land $49,200 Building $188,600 |
| 2024 | $2,758.00 | ||
| 2023 | $215,100 Land $32,800 Building $182,300 | $215,100 Land $32,800 Building $182,300 | |
| 2022 | $2,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 N 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 612 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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