704 N 7th St, Eldridge, IA 52748 Property Records

Scott County property record for 704 N 7th St, Eldridge, IA 52748

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1969
Lot Size0.187 acres (8,146 sqft)
Owner2 Individual Names on File
Tax Bill$1,902 (2026)
Deeds & MortgagesDec 2020 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN931039118

Property Details

APN / Parcel Number

Primary APN931039118

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Basement Area1,008 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions120 ft deep x 68 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft
Patio Area740 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address704 N 7TH ST
CityELDRIDGE
StateIA
Zip52748-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST VIEW 3RD ADD LOT: 018 WEST VIEW 3RD ADD
Legal SubdivisionWEST VIEW 3RD ADD
Legal Lot Number18
JurisdictionSCOTT IA
Township / Civil DivisionSHERIDAN
Census Block Group1
Census Block1005
Census Tract10201

Owner

704 N 7th St is owned and occupied by two individuals who acquired it in September 2008.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address704 N 7TH ST, ELDRIDGE, IA 52748-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Mar 31, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2008
Deed SaleSep 22, 2008
Prior SaleSep 4, 2008 · Amount on File
Deed Document Number200825510
Prior Transfer DateJul 29, 2008
Prior Transfer Doc0000024120
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address704 N 7TH ST, ELDRIDGE, IA 52748-1038
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000040416
DateDec 21, 2020
Instrument202000040416
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJan 1, 2046

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT IA
Recording DateMar 31, 2017
Property Address704 N 7TH ST, ELDRIDGE, IA 52748-1038
Document Number201700007679
Instrument DateMar 20, 2017
Instrument2017-00007679
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 N 7TH ST, ELDRIDGE, IA 52748-1038

Tax Assessment & Valuation

The 2026 property tax bill for 704 N 7th St was $1,902 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyScott County
MunicipalityEldridge City
Unified School DistrictNorth Scott Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,902.00$194,400 (-) Land $49,000 Building $145,400$194,400 (-) Land $49,000 Building $145,400
2025$1,902.00 (+6.14%) Homeowner's exemption$194,400 Land $49,000 Building $145,400$194,400 Land $49,000 Building $145,400
2024$1,792.00
2023$172,200 Land $32,600 Building $139,600$172,200 Land $32,600 Building $139,600
2022$1,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDRIDGE WATER SUPPLY
serves 6,726 people · EPA ID IA8230008
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CentraCom
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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