505 N 7th St, Eldridge, IA 52748 Property Records

Scott County property record for 505 N 7th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,144 sqft · built 1967
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2025)
Tax Bill	$3,680 (2026)
Deeds & Mortgages	Jul 2005 Mortgage Jul 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`931039106`

Property Details

APN / Parcel Number

Primary APN	`931039106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	969 sqft
Basement Area	1,061 sqft
Finished Basement	701 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 N 7TH ST
City	ELDRIDGE
State	IA
Zip	52748-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW 3RD ADD LOT: 006 WEST VIEW 3RD ADD
Legal Subdivision	WEST VIEW 3RD ADD
Legal Lot Number	6
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1010
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage ALCOA EMPLOYEES & COMMUNITY CU
Jul 22, 2011	Deed of Trust, Mortgage ASCENTRA CU
Mar 30, 2009	Deed of Trust, Mortgage ASCENTRA CU
Jul 9, 2009	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Aug 25, 2025	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jul 26, 2016	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	202516474
Prior Transfer Date	Aug 13, 2025
Prior Transfer Doc	2025017108
Record Updated	Oct 29, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500022003
Date	Jul 6, 2005
Instrument	2005-00022003

Lender

Name	ALCOA EMPLOYEES & COMMUNITY CU
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2015

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100019538
Date	Jul 22, 2011
Instrument	2011-00019538

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2021

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900008562
Date	Mar 30, 2009
Instrument	2009-00008562

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900021368
Date	Jul 9, 2009
Instrument	2009-00021368

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 15, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 25, 2025
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Document Number	2025016474
Instrument Date	Aug 7, 2025
Instrument	2025-016474
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023

Mortgage

Document Number	2025016475
Date	Aug 25, 2025
Instrument	2025-016475

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	8.75%

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 26, 2016
Property Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023
Document Number	201600020084
Instrument Date	Jul 22, 2016
Instrument	2016-00020084
Transaction Type	Transfer
Record Updated	Sep 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 7TH ST, ELDRIDGE, IA 52748-1023

Mortgage

Document Number	201600020086
Date	Jul 26, 2016
Instrument	2016-00020086

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,680.00	$329,600 (-1.58%) Land $60,300 Building $269,300	$329,600 (-1.58%) Land $60,300 Building $269,300
2025	$3,680.00 (+2.91%) Homeowner's exemption	$334,900 (+10.56%) Land $60,300 Building $274,600	$334,900 (+10.56%) Land $60,300 Building $274,600
2024	$3,576.00 (+0.22%)
2023		$302,900 Land $40,200 Building $262,700	$302,900 Land $40,200 Building $262,700
2022	$3,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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