St. Joseph County property record for 602 Millard St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 768 sqft · built 1932 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Feb 2023) |
| Tax Bill | $1,907 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-320-035-00 |
| Primary APN | 051-320-035-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Ranch |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 602 MILLARD ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 82 & 83 FAIRBANKS ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 82-83 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40300 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 602 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Jul 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2010 · Amount on Record |
| Deed Document Number | 20231063 |
| Prior Transfer Date | Jul 12, 2022 |
| Prior Transfer Doc | 2022006701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 17, 2023 |
| Property Address | 602 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 2023001063 |
| Map Reference | LB 2 PG 5 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023001063 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10575 M 60, THREE RIVERS, MI 49093-8244 |
| Name | Verified Name |
|---|---|
| Address | 608 HILLCREST RD, MIDLAND, MI 48640-6307 |
| Date | Feb 17, 2023 |
|---|
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 27, 2022 |
| Property Address | 602 MILLARD ST, THREE RIVERS, MI 49093-2145 |
| Document Number | 2022006701 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022006701 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10575 M 60, THREE RIVERS, MI 49093-8244 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,600 (+2.47%) Land $3,200 Building $42,400 | $91,200 (+2.47%) Land $6,400 Building $84,800 | |
| 2025 | $1,907.00 (+62.71%) Homeowner's exemption | $44,500 (+32.05%) Land $3,100 Building $41,400 | $89,000 (+32.05%) Land $6,200 Building $82,800 |
| 2023 | $33,700 Land $2,000 Building $31,700 | $67,400 Land $4,000 Building $63,400 | |
| 2022 | $1,172.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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