612 McPhail Rd, Raeford, NC 28376 Property Records

Hoke County property record for 612 McPhail Rd, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,808 sqft · built 1996
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jan 2005)
Tax Bill	$3,898 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`494650401003`

Property Details

APN / Parcel Number

Primary APN	`494650401003`
Alternative APN	`195754`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	2,808 sqft
Basement Area	2,808 sqft
Unfinished Basement	2,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	348,480 sqft (8 acres)
Terrain	Combination
Pool Area	800 sqft
Porch	Slab
Porch Area	1,112 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	195754
Street Address	612 MCPHAIL RD
City	RAEFORD
State	NC
Zip	28376-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S MORGAN/M MORGAN/R GAETA ADJUSTED VALUE FOR 2016 MODULAR U/C FOR 2018 FOUNDATION DEMOLISHED FOR 2021
Legal Township	04
Legal Section	94
Jurisdiction	HOKE NC
Township / Civil Division	MCLAUCHLIN
Census Block Group	2
Census Block	2010
Census Tract	970107

Owner

Source: Hoke County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 MCPHAIL RD, RAEFORD, NC 28376-5717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · SBA Mortgage ADVANCED FINANCIAL FCU
Mar 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2005 · Amount on Record
Deed Sale	Jan 5, 2005 · Amount on Record
Deed Document Number	200514470
Deed Book / Page	651 / 533
Last Transfer Date	Feb 22, 2017
Transfer Doc	01187/0067
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	612 MCPHAIL RD, RAEFORD, NC 28376-5717
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01181/0358
Date	Jan 26, 2017
Book Page	1181/0358
Instrument	00465

Lender

Name	ADVANCED FINANCIAL FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Apr 16, 2031

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOKE NC
Recording Date	Mar 17, 2017
Property Address	612 MCPHAIL RD, RAEFORD, NC 28376-5717
Document Number	01187/0067
Book / Page	1187 / 0067
Instrument Date	Feb 22, 2017
Instrument	01658
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MCPHAIL RD, RAEFORD, NC 28376-5717

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,898.00	$465,270 (-) Land $80,830 Building $384,440	$465,270 (-) Land $80,830 Building $384,440
2025	$3,898.00	$465,270 (-) Land $80,830 Building $384,440	$465,270 (-) Land $80,830 Building $384,440
2023		$465,270 Land $80,830 Building $384,440	$465,270 (-) Land $80,830 Building $384,440
2022	$3,898.00		$465,270 Land $80,830 Building $384,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2016–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
LREMC Technologies Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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