Hoke County property record for 1028 McPhail Rd, Raeford, NC 28376
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,836 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,350 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 494650201017 |
| Primary APN | 494650201017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | 232313 |
|---|---|
| Street Address | 1028 MCPHAIL RD |
| City | RAEFORD |
| State | NC |
| Zip | 28376-8346 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | PT E-2 MCPHAUL MH SITE ADDED FOR 1-1-94 SW BELONGS TO RICKY/VICTORIA C ADD MH 100% FOR 2023. |
| Legal Township | 04 |
| Legal Section | 94 |
| Legal Subdivision | J F MCPHAIL ESTATE |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970107 |
1028 McPhail Rd, a residential property, is owned and occupied by an individual who acquired it in January 2013.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 MCPHAIL RD, RAEFORD, NC 28376-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2013 |
| Transfer Doc | 01027/0938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 1028 MCPHAIL RD, RAEFORD, NC 28376-8346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001342/363 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 1342/363 |
| Instrument | 8919 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
The 2026 property tax bill for 1028 McPhail Rd was $1,350.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,350.00 | $150,670 (-) Land $23,500 Building $127,170 | $150,670 (-) Land $23,500 Building $127,170 |
| 2025 | $1,350.00 | $150,670 Land $23,500 Building $127,170 | $150,670 Land $23,500 Building $127,170 |
| 2023 | $150,670 Land $23,500 Building $127,170 | $150,670 (-) Land $23,500 Building $127,170 | |
| 2022 | $740.00 | $150,670 Land $23,500 Building $127,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 McPhail Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2016–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 McPhail Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: LREMC Technologies.
5G (outdoors only) and 4G LTE
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