114 McPhail Rd, Raeford, NC 28376 Property Records

Hoke County property record for 114 McPhail Rd, Raeford, NC 28376

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,890 sqft · built 2024
Owner2 Individual Names on Record
Last Sale$330,000 (Mar 2025)
Tax Bill$2,281 (2026)
Deeds & MortgagesNov 2024 Construction Loan
Mar 2025 Foreclosure
APN494650401429

Property Details

APN / Parcel Number

Primary APN494650401429
Alternative APNs
  • 000253567
  • 253982

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area932 sqft
Upper Floors Area958 sqft
AtticAttic
Attic Area140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number253982
Street Address114 MCPHAIL RD
CityRAEFORD
StateNC
Zip28376-0079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 PPP 4-233/8 1537/217 1554/391 NEW HOME U/C FOR 2025
JurisdictionHOKE NC
Township / Civil DivisionMCLAUCHLIN
Census Block Group2
Census Block2010
Census Tract970107

Owner

Source: Hoke County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 MCPHAIL RD, RAEFORD, NC 28376-0079
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2024Deed of Trust, Mortgage · Construction Mortgage
FIRST BANK
Mar 20, 2025Public Action, Foreclosure · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Deed Document Number20251729
Deed Book / Page1581 / 735
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOKE NC
Property Address114 MCPHAIL RD, RAEFORD, NC 28376-0079
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 FAIRFIELD RD, FAYETTEVILLE, NC 28303-5121
InvestorPossibly a Property Investor

Mortgage

Document Number00001563/1
DateNov 8, 2024
Book Page1563/1
Instrument7642
Lender
NameFIRST BANK
TypeBank
Address2818 RAEFORD RD, FAYETTEVILLE, NC 28303
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2054
Interest
Rate TypeAdjustable Rate

March 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionHOKE NC
Recording DateMar 20, 2025
Property Address114 MCPHAIL RD, RAEFORD, NC 28376-0079
Document Number001581/735
Book / Page1581 / 735
Map ReferenceMB 4233 PG 8
Instrument DateJan 23, 2025
Instrument1729
Transaction TypeForeclosure
Record UpdatedOct 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address319 FAIRFIELD RD, FAYETTEVILLE, NC 28303-5121

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 MCPHAIL RD, RAEFORD, NC 28376-0079

Mortgage

Document Number0000001730
DateMar 20, 2025
Instrument1730
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHoke County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,281.00$265,630 Land $45,000 Building $220,630$265,630 Land $45,000 Building $220,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims5 (2016–2018)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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