612 Harding St, Conklin, MI 49403 Property Records

Ottawa County property record for 612 Harding St, Conklin, MI 49403

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,528 sqft · built 1845
Lot Size	1.94 acres (84,724 sqft)
Owner	Individual Name on Record
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-01-36-100-014`

Property Details

APN / Parcel Number

Primary APN	`70-01-36-100-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,528 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1845
Lot Area	84,724 sqft (1.94 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	612 HARDING ST
City	CONKLIN
State	MI
Zip	49403-8722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	PART OF E 1/2 OF W 1/2 OF NW 1/4 COM 10169 FT E OF NW SEC COR, TH E 305 FT, S 27784 FT, W 305 FT, TH N 27784 FT TO BEG SEC 36 T9N R13W 195A
Legal Range	13W
Legal Township	09N
Legal Section	36
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3013
Census Tract	20100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 HARDING ST, CONKLIN, MI 49403-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit COMPASS CREDIT UNION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	612 HARDING ST, CONKLIN, MI 49403-8722
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210014093
Date	Mar 16, 2021
Instrument	2021-0014093

Lender

Name	COMPASS CREDIT UNION
Address	SPARTA, MI 49345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	182 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	612 HARDING ST, CONKLIN, MI 49403-8722
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210013261
Date	Mar 11, 2021
Instrument	2021-0013261

Lender

Name	COMPASS CU
Type	Non-Lending Institution
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,500 (+17.3%)	$259,000 (+17.3%)
2025	$2,471.00 (+20.42%)
2023		$110,400	$220,800
2022	$2,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harding St

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