559 Harding St, Conklin, MI 49403 Property Records

Ottawa County property record for 559 Harding St, Conklin, MI 49403

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 2 ba · 1,288 sqft · built 1977
Lot Size	13.6 acres (594,594 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2026)
Tax Bill	$7,356 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-01-25-300-004`

Property Details

APN / Parcel Number

Primary APN	`70-01-25-300-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Total Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Lot Area	594,594 sqft (13.6 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	14 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	559 HARDING ST
City	CONKLIN
State	MI
Zip	49403-8721
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AGRICULTUR
Legal Description	S 495 FT OF E 1287 FT OF SW 1/4 SEC 25 T9N R13W 146 A
Legal Range	13W
Legal Township	09N
Legal Section	25
Legal Block	300
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3008
Census Tract	20100

Owner

559 Harding St, an agricultural property, is owned by two individuals who bought it in June 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	559 HARDING ST, CONKLIN, MI 49403-8721
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES, FLCA
May 3, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Document Number	202617043
Prior Transfer Date	Jun 3, 2026
Prior Transfer Doc	0000017043
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 9, 2026
Property Address	559 HARDING ST, CONKLIN, MI 49403-8721
Document Number	0000017043
Instrument Date	Jun 3, 2026
Instrument	202617043
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	SURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521,160.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 HARDING ST, CONKLIN, MI 49403-8721

Mortgage

Document Number	0000017044,
Date	Jun 9, 2026
Instrument	202617044

Lender

Name	GREENSTONE FARM CREDIT SERVICES, FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000017045,
Date	Jun 9, 2026
Instrument	202617045

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	20 Months
Due	Jun 3, 2046

Interest

Rate	75%
Max Rate	-1%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 3, 2018
Property Address	559 HARDING ST, CONKLIN, MI 49403-8721
Document Number	20180015369
Instrument Date	Apr 30, 2018
Instrument	2018-0015369
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 HARDING ST, 559, CONKLIN, MI 49403-8721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	559 HARDING ST, CONKLIN, MI 49403-8721

Tax Assessment & Valuation

The 2025 property tax bill for 559 Harding St was $7,356.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,700 (+3.69%)	$561,400 (+3.69%)
2025	$7,356.00 Homeowner's exemption	$270,700	$541,400
2023		$222,600	$445,200
2022	$6,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 559 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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