265 Harding St, Conklin, MI 49403 Property Records

Ottawa County property record for 265 Harding St, Conklin, MI 49403

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 1.5 ba · 1,487 sqft · built 2002
Lot Size	4.5 acres (196,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2022)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-01-25-400-014`

Property Details

APN / Parcel Number

Primary APN	`70-01-25-400-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,487 sqft Total Area
1st Floor Area	1,487 sqft
Basement Area	1,487 sqft
Unfinished Basement	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	196,238 sqft (4.5 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	9 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	265 HARDING ST
City	CONKLIN
State	MI
Zip	49403-8718
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AGRICULTUR
Legal Description	PART OF SE 1/4 COM 481 FT E OF S 1/4 COR,TH N 384 FT, E 511 FT, S 384 FT, TH W 511 FT ALG S SEC LI TO BEG SEC 25 T9N R13W 45
Legal Range	13W
Legal Township	09N
Legal Section	25
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3008
Census Tract	20100

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 HARDING ST, CONKLIN, MI 49403-8718
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jul 2, 2019	Intrafamily Transfer, Transfer
Jun 6, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	202237910
Last Transfer Date	Jun 15, 2026
Transfer Doc	0000018059
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 17, 2026
Property Address	265 HARDING ST, CONKLIN, MI 49403-8718
Document Number	0000018059
Instrument Date	Jun 15, 2026
Instrument	202618059
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	265 HARDING ST, CONKLIN, MI 49403-8718

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 1, 2022
Property Address	265 HARDING ST, CONKLIN, MI 49403-8718
Document Number	20220037910
Instrument Date	Oct 28, 2022
Instrument	2022-0037910
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 HARDING ST, 265, CONKLIN, MI 49403-8718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 LAKE MICHIGAN DR NW, GRAND RAPIDS, MI 49504-5861

Mortgage

Document Number	20220037911
Date	Nov 1, 2022
Instrument	2022-0037911

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 2, 2019
Property Address	265 HARDING ST, CONKLIN, MI 49403-8718
Document Number	20190021994
Instrument Date	Jun 27, 2019
Instrument	2019-0021994
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 HARDING ST, CONKLIN, MI 49403-8718

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 6, 2019
Property Address	265 HARDING ST, CONKLIN, MI 49403-8718
Document Number	20190018516
Instrument Date	Jun 5, 2019
Instrument	2019-0018516
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 HARDING ST, CONKLIN, MI 49403-8718

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,800 (+2.45%)	$559,600 (+2.45%)
2025	$5,484.00 (+55.93%) Homeowner's exemption	$273,100 (+12.71%)	$546,200 (+12.71%)
2023		$242,300	$484,600
2022	$3,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures