612 E Main St, Spencer, WI 54479 Property Records

Marathon County property record for 612 E Main St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Company Names on File
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1012`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1012`
Alternative APN	`56-0100-000-012-00-00`

Exterior

Lot Area	18,121 sqft (0.416 acres)

Location & Zoning

Street Address	612 E MAIN ST
City	SPENCER
State	WI
Zip	54479-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLEN FIRST ADDITION LOT 12
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SE
Legal Subdivision	BOLEN FIRST ADDITION
Legal Lot Number	12
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2003
Census Tract	2101

Owner

Source: Marathon County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	612 E MAIN ST, SPENCER, WI 54479-9712
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Mar 9, 2022
Transfer Doc	0001857824
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	612 E MAIN ST, SPENCER, WI 54479-9712
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E MAIN ST, SPENCER, WI 54479-9712

Mortgage

Document Number	0001854114
Date	Jan 11, 2022
Instrument	1854114

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	612 E MAIN ST, SPENCER, WI 54479-9712
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E MAIN ST, SPENCER, WI 54479-9712

Mortgage

Document Number	0001854108
Date	Jan 11, 2022
Instrument	1854108

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARATHON WI
Recording Date	Mar 9, 2022
Property Address	612 E MAIN ST, SPENCER, WI 54479-9712
Document Number	0001857824
Instrument Date	Mar 3, 2022
Instrument	1857824
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00 (+119.62%)	$164,600 (-) Land $18,100 Building $146,500	$208,980 (+17.58%) Land $22,980 Building $186,000
2023	$1,468.00 Homeowner's exemption	$164,600 Land $18,100 Building $146,500	$177,740 Land $19,545 Building $158,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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