309 E Main St, Spencer, WI 54479 Property Records

Marathon County property record for 309 E Main St, Spencer, WI 54479

Property Summary

Property TypeSingle Family Home
Lot Size0.137 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (May 2017)
Tax Bill$2,969 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181-2602-053-1116

Property Details

APN / Parcel Number

Primary APN181-2602-053-1116
Alternative APN
  • 56-0320-031-001-00-00

Exterior

Lot Area6,011 sqft (0.137 acres)

Location & Zoning

Street Address309 E MAIN ST
CitySPENCER
StateWI
Zip54479-9335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF IRENE LOT 1 BLK 31
Legal Range02
Legal Township26
Legal Section05
Legal QuarterSW
Legal SubdivisionPLAT OF IRENE
Legal Block31
Legal Lot Number1
JurisdictionMARATHON WI
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2019
Census Tract2101

Owner

309 E Main St is owned and occupied by two individuals who bought it in May 2017.

Source: Marathon County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address309 E MAIN ST, SPENCER, WI 54479-9335
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2017 · Amount on File
Deed SaleMay 23, 2017 · Amount on File
Prior SaleApr 22, 2016 · Amount on File
Deed Document Number1736825
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARATHON WI
Recording DateMay 23, 2017
Property Address309 E MAIN ST, SPENCER, WI 54479-9335
Document Number0001736825
Instrument DateMay 22, 2017
Instrument1736825
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyMIDWEST TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 E MAIN ST SPENCER WI 544799335, SPENCER, WI 54479-9335

Mortgage

Document Number1736826
DateMay 23, 2017
Instrument1736826
Lender
NameSIMPLICITY CU
AddressMARSHFIELD, WI 54449
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 22, 2047

Mortgage

Document Number1736827,
DateMay 23, 2017
Instrument1736827
Lender
NameMISCELLANEOUS GOVT AGCY
AddressMADISON, WI 53703
Agreement
AmountAmount on Record
Term120 Months
DueMay 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 309 E Main St was $2,969 with a homeowner's exemption.

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateWisconsin
CountyMarathon County
MunicipalitySpencer Village
Unified School DistrictSpencer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,969.00$152,700 Land $6,000 Building $146,700$193,872 Land $7,618 Building $186,254
2023$2,451.00 Homeowner's exemption$152,700 Land $6,000 Building $146,700$164,889 Land $6,479 Building $158,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATERWORKS
serves 1,848 people · EPA ID WI7370108
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Country Wireless
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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