611 E Main St, Spencer, WI 54479 Property Records

Marathon County property record for 611 E Main St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on Record
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1004`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1004`
Alternative APN	`56-0100-000-004-00-00`

Exterior

Lot Area	15,202 sqft (0.348 acres)

Location & Zoning

Street Address	611 E MAIN ST
City	SPENCER
State	WI
Zip	54479-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLEN FIRST ADDITION LOT 4
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SE
Legal Subdivision	BOLEN FIRST ADDITION
Legal Lot Number	4
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2011
Census Tract	2101

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 E MAIN ST, SPENCER, WI 54479-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	611 E MAIN ST, SPENCER, WI 54479-9712
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001860700
Date	Apr 26, 2022
Instrument	1860700

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	611 E MAIN ST, SPENCER, WI 54479-9712
Document Number	0001746034
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E MAIN ST SPENCER WI 544799712, SPENCER, WI 54479-9712

Mortgage

Document Number	0001746034
Date	Oct 10, 2017
Instrument	1746034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2032

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+22.1%)	$125,300 (-) Land $15,200 Building $110,100	$159,084 (+17.58%) Land $19,298 Building $139,786
2023	$1,950.00 Homeowner's exemption	$125,300 Land $15,200 Building $110,100	$135,302 Land $16,413 Building $118,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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