608 E Division St, Alton, IA 51003 Property Records

Sioux County property record for 608 E Division St, Alton, IA 51003

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 2018
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2024)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Nov 2024 Sale Apr 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-127-028`

Property Details

APN / Parcel Number

Primary APN	`23-11-127-028`
Alternative APN	`23-11-127-032`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	960 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	608 E DIVISION ST
City	ALTON
State	IA
Zip	51003-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN (PARCEL A) & L7 EXC W40' OF N180' & EXC PARCEL B SUBD PT NW NE & NE NW 11-94-44
Legal Range	44W
Legal Township	94N
Legal Section	11
Legal Subdivision	SUBDIV OF PART OF NW NE & NE NW 11-94-44
Jurisdiction	SIOUX IA
Township / Civil Division	NASSAU
Census Block Group	3
Census Block	3011
Census Tract	70500

Owner

Source: Sioux County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 E DIVISION ST, ALTON, IA 51003-8611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Warranty Deed, Transfer
Apr 6, 2018	Deed of Trust, Mortgage AMERICAN STATE BANK HOME LOAN CENTER
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK
May 16, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN STATE BANK
Sep 13, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL G USA LLC
Jan 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20245676
Deed Book / Page	2024 / 5676
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0000005935
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIOUX IA
Recording Date	Nov 26, 2024
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Document Number	02024/5676
Book / Page	2024 / 5676
Map Reference	MB 2021 PG 5580
Instrument Date	Nov 25, 2024
Instrument	2024-05676
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Tax	$615.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 E DIVISION ST, ALTON, IA 51003-8611

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001441
Date	Apr 6, 2018
Book Page	0000002018/0000001441
Instrument	2018-01441

Lender

Name	AMERICAN STATE BANK HOME LOAN CENTER

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2096
Date	Apr 13, 2020
Book Page	2020/2096
Instrument	2020-02096

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2244
Date	May 24, 2019
Book Page	2019/2244
Instrument	2019-02244

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2968
Date	May 16, 2022
Book Page	2022/2968
Instrument	2022-02968

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Nov 3, 2022

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5333
Date	Sep 13, 2022
Book Page	2022/5333
Instrument	2022-05333

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIOUX IA
Property Address	608 E DIVISION ST, ALTON, IA 51003-8611
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/379
Date	Jan 30, 2023
Book Page	2023/379
Instrument	2023-00379

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Sioux County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alton City
County	Sioux County
Unified School District	MOC-Floyd Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00 (+17.08%) Homeowner's exemption	$374,140 (+24.86%) Land $14,030 Building $360,110	$374,140 (+24.86%) Land $14,030 Building $360,110
2024	$4,390.00 (+184.7%)
2023		$299,640 Land $14,030 Building $285,610	$299,640 Land $14,030 Building $285,610
2022	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTON MUNICIPAL WATER DEPARTMENT serves 1,248 people · EPA ID IA8403029
Water Source	Purchased groundwater from ORANGE CITY MUNICIPAL WATER DEPARTMENT
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

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