6118 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6118 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,090 sqft · built 2003
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2019)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-182-036-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-182-036-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft
Basement Area	2,090 sqft
Unfinished Basement	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	55,321 sqft (1.27 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	166 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6118 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 36 CHANTILLY VILLAGE PHASE II
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	36
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6118 CHANTILLY BND, WATERLOO, IL 62298-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
May 13, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	2019401403
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6118 CHANTILLY BND, WATERLOO, IL 62298-2130
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000429610
Date	Jun 28, 2023
Instrument	429610

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6118 CHANTILLY BND, WATERLOO, IL 62298-2130
Document Number	0000407470
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6118 CHANTILLY BND WATERLOO IL 622982130, WATERLOO, IL 62298-2130

Mortgage

Document Number	0000407470
Date	Apr 22, 2020
Instrument	407470

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2040

Interest

Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 13, 2019
Property Address	6118 CHANTILLY BND, WATERLOO, IL 62298-2130
Document Number	0000401403
Instrument Date	May 13, 2019
Instrument	401403
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6118 CHANTILLY BND WATERLOO IL 622982130, WATERLOO, IL 62298-2130

Mortgage

Document Number	401404
Date	May 13, 2019
Instrument	401404

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,287.00 (+8.43%) Homeowner's exemption	$144,930 (+4.96%) Land $14,380 Building $130,550	$434,790 (+4.96%) Land $43,140 Building $391,650
2024	$7,643.00	$138,075 (+16.82%) Land $15,187 Building $122,888	$414,225 (+16.82%) Land $45,561 Building $368,664
2022	Additional exemption filed	$118,190 Land $14,380 Building $103,810	$354,570 Land $43,140 Building $311,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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