6107 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6107 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 1,970 sqft · built 2020
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2026)
Tax Bill	$8,826 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-182-039-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-182-039-000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft
Basement Area	1,970 sqft
Unfinished Basement	1,970 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	68,389 sqft (1.57 acres)
Garage Area	921 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6107 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 39 CHANTILLY VILLAGE PHASE II
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	39
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1027
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 N MAIN ST, B, WATERLOO, IL 62298-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Feb 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
Jul 12, 2019	Trustee's Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2026443444
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 13, 2026
Property Address	6107 CHANTILLY BND, WATERLOO, IL 62298-2132
Document Number	0000443444
Instrument Date	Jul 10, 2026
Instrument	2026443444
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443444,
Date	Jul 13, 2026
Instrument	2026443444

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 3, 2020
Property Address	6107 CHANTILLY BND, WATERLOO, IL 62298-2132
Document Number	0000405983
Instrument Date	Jan 31, 2020
Instrument	405983
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6107 CHANTILLY BND WATERLOO IL 622982132, WATERLOO, IL 62298-2132

Mortgage

Document Number	405984
Date	Feb 3, 2020
Instrument	405984

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate	3.5%

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Jul 12, 2019
Property Address	6107 CHANTILLY BND, WATERLOO, IL 62298-2132
Instrument Date	Jul 11, 2019
Instrument	402433
Transaction Type	Construction Loan
Record Updated	Jul 24, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6107 CHANTILLY BND WATERLOO IL 622982132, WATERLOO, IL 62298-2132

Mortgage

Document Number	0000402433
Date	Jul 12, 2019
Instrument	402433

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,826.00 (+8.24%) Homeowner's exemption	$153,970 (+4.8%) Land $17,780 Building $136,190	$461,910 (+4.8%) Land $53,340 Building $408,570
2024	$8,154.00	$146,914 (+17.8%) Land $18,777 Building $128,137	$440,742 (+17.8%) Land $56,331 Building $384,411
2022	Additional exemption filed	$124,720 Land $17,780 Building $106,940	$374,160 Land $53,340 Building $320,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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