6131 Chantilly Bend, Waterloo, IL 62298 Property Records

Monroe County property record for 6131 Chantilly Bend, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,195 sqft · built 2003
Lot Size	2.35 acres (102,366 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jul 2020)
Tax Bill	$8,356 (2024)
Deeds & Mortgages	Feb 2023 Transfer Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-182-031-000`

Property Details

APN / Parcel Number

Primary APN	`10-04-182-031-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Living Area
1st Floor Area	2,195 sqft
Basement Area	1,755 sqft
Unfinished Basement	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	102,366 sqft (2.35 acres)
Garage Area	832 sqft
Driveway	Concrete Driveway
Driveway Area	946 sqft
Porch	Slab
Porch Area	154 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6131 CHANTILLY BND
City	WATERLOO
State	IL
Zip	62298-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	LOT 31 CHANTILLY VILLAGE PHASE II
Legal Range	10W
Legal Township	03S
Legal Section	04
Legal Subdivision	CHANTILLY VILLAGE
Legal Lot Number	31
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1027
Census Tract	600501

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Intrafamily Transfer, Transfer
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 27, 2020	Warranty Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Last Transfer Date	Feb 23, 2023
Transfer Doc	0000428033
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Feb 24, 2023
Property Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132
Document Number	0000428033
Map Reference	DOC 263656
Instrument Date	Feb 3, 2023
Instrument	428033
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392419
Date	Oct 13, 2017
Instrument	392419

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392408
Date	Oct 12, 2017
Instrument	392408

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 27, 2020
Property Address	6131 CHANTILLY BND, WATERLOO, IL 62298-2132
Document Number	0000409721
Instrument Date	Jul 24, 2020
Instrument	409721
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3120 ROBBINS RD SPRINGFIELD IL 627047405, SPRINGFIELD, IL 62704-7405

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,250 (+23.75%) Land $13,310 Building $138,940	$456,750 (+23.75%) Land $39,930 Building $416,820
2024	$8,356.00
2022	Additional exemption filed	$123,030 Land $13,310 Building $109,720	$369,090 Land $39,930 Building $329,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Holding Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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