Osceola County property record for 6110 Windy Leaf Aly, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,992 sqft · built 2023 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $431,400 (Mar 2024) |
| Tax Bill | $6,137 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-31-3522-0001-1350 |
| Primary APN | 03-26-31-3522-0001-1350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Heating System | HVAC |
|---|
| Street Address | 6110 WINDY LEAF ALY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMELIA GROVES PH 1 PB 32 PGS 9-14 LOT 135 |
| Legal Subdivision | AMELIA GROVES PHASE 1 |
| Legal Lot Number | 135 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 43700 |
Source: Osceola County records · APN 03-26-31-3522-0001-1350
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6110 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Deed Document Number | 202428919 |
| Deed Book / Page | 6560 / 428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2024 |
| Property Address | 6110 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346 |
| Document Number | 0065600428 |
| Book / Page | 6560 / 428 |
| Map Reference | MB 32 PGS 9 THROUGH |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024028919 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 05, 2024 |
| Title Company | NOT AVAILABLE, PGP TTL OF FL INC DBA PGP TT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,019.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 6110 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346 |
| Document Number | 2024028920 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 2024028920 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Number | 0065600430 |
|---|---|
| Date | Mar 05, 2024 |
| Book Page | 6560/430 |
| Instrument | 2024028920 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 7390 S IOLA ST, ENGLEWOOD, CO 80112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,137.00 (+2.03%) | $342,700 (+585.4%) Land $63,000 Building $279,700 | $342,700 (+585.4%) Land $63,000 Building $279,700 |
| 2024 | $6,015.00 (+1,086.39%) | ||
| 2023 | $507.00 (+45.27%) | $50,000 (+1%) Land $50,000 | $50,000 (+1%) Land $50,000 |
| 2022 | $349.00 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force 70 of 79 on primary residences |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | High above 72% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 246 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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