6102 Windy Leaf Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6102 Windy Leaf Aly, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,795 sqft · built 2023
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$404,200 (Nov 2023)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032631352200011330`

Property Details

APN / Parcel Number

Primary APN	`032631352200011330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,795 sqft Heated Area
Gross Area	2,515 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6102 WINDY LEAF ALY
City	SAINT CLOUD
State	FL
Zip	34771-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMELIA GROVES PH 1 PB 32 PGS 9-14 LOT 133
Legal Phase	1
Legal Lot Number	133
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43700

Owner

Source: Osceola County records · APN 032631352200011330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6102 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	2023152958
Deed Book / Page	6508 / 446
Record Updated	Jun 08, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2023
Property Address	6102 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346
Document Number	0065080446
Book / Page	6508 / 446
Map Reference	MB 32 PG 9-14
Instrument Date	Nov 15, 2023
Instrument	2023152958
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 07, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,829.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346

Mortgage

Document Number	0006508448
Date	Nov 21, 2023
Instrument	6508/448

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,817.00 (+850.1%) Homeowner's exemption	$312,000 (+524%) Land $63,000 Building $249,000	$312,000 (+524%) Land $63,000 Building $249,000
2023	$507.00 (+45.27%)	$50,000 (+1%) Land $50,000	$50,000 (+1%) Land $50,000
2022	$349.00	$25,000 Land $25,000	$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 246 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.