6098 Windy Leaf Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6098 Windy Leaf Aly, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,490 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$455,200 (2024)
Tax Bill	$6,925.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-26-31-3522-0001-1320`
Alternative APN	`263103352200011320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,490 sqft Living Area
Gross Area	3,404 sqft Gross Area
1st Floor	1,231 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Porch Area	270 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	6098 WINDY LEAF ALY
City	SAINT CLOUD
State	FL
Zip	34771-8346
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AMELIA GROVES PH 1 PB 32 PGS 9-14 LOT 132
Legal Subdivision	AMELIA GROVES PHASE 1
Legal Lot Number	132
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2006
Census Tract	43700

Owner

Source: Osceola County records · APN 03-26-31-3522-0001-1320

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6098 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2024 · Amount on Record
Deed Sale	Feb 02, 2024 · Amount on Record
Deed Doc Number	202414290
Deed Book / Page	6544 / 208
Record Refreshed	Jun 08, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 02, 2024
Property Address	6098 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346
Document Number	0065440208
Book / Page	6544 / 208
Map Reference	MB 32 PG 9-14
Instrument Date	Jan 29, 2024
Instrument	2024014290
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,186.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6098 WINDY LEAF ALY, SAINT CLOUD, FL 34771-8346

Mortgage

Document Number	0006544210
Date	Feb 02, 2024
Instrument	6544/210

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,281.00 (-9.3%)	$393,800 (+687.6%) Land $63,000 Building $330,800	$393,800 (+687.6%) Land $63,000 Building $330,800
2024	$6,925.00 (+1,265.88%)
2023	$507.00 (+45.27%)	$50,000 (+1%) Land $50,000	$50,000 (+1%) Land $50,000
2022	$349.00	$25,000 Land $25,000	$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 246 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.