611 W Cherry St, Troy, MO 63379 Property Records

Lincoln County property record for 611 W Cherry St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1979
Lot Size	0.459 acres (19,994 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Feb 2016)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-009-006.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-009-006.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Detached
Garage Area	624 sqft

Location & Zoning

Street Address	611 W CHERRY ST
City	TROY
State	MO
Zip	63379-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 255 & 266 WOODS ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	WOODS ADDITION
Legal Lot Number	255-266
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5006
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	944 LINNS MILL RD, TROY, MO 63379-4142
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2016 · Amount on Record
Deed Sale	Feb 9, 2016 · Amount on Record
Deed Document Number	2016958
Deed Book / Page	2395 / 973
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	611 W CHERRY ST, TROY, MO 63379-1206
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002497/262
Date	Jan 25, 2024
Book Page	2497/262
Instrument	2024000560

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 17, 2027

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	611 W CHERRY ST, TROY, MO 63379-1206
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002455/960
Date	Nov 25, 2020
Book Page	2455/960
Instrument	2020014043

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 25, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,884 (-) Land $3,106 Building $15,778
2025	$1,186.00 (+10.84%)	$18,884 (+12.25%) Land $3,106 Building $15,778	$99,390 (+12.25%) Land $16,350 Building $83,040
2023	$1,070.00 (+4.49%)	$16,823 Land $2,071 Building $14,752	$88,540 Land $10,900 Building $77,640
2022	$1,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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