Lincoln County property record for 727 W Cherry St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,372 sqft · built 1920 |
| Lot Size | 0.808 acres (35,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-003-008-008.001 |
| Primary APN | 15-70-26-003-008-008.001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 35,240 sqft (0.808 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Street Address | 727 W CHERRY ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 258, 263, N1/2 LOT 264 WOODS ADDITION & ALSO PT OF VACATED COLLIER & 8TH ST |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | WOODS ADDN |
| Legal Lot Number | 258-264 263 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-26-003-008-008.001
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 727 W CHERRY ST, TROY, MO 63379-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Jul 05, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2011 |
| Deed Sale | Mar 21, 2011 |
| Prior Sale | Mar 21, 2011 |
| Deed Document Number | 02188/0269 |
| Deed Book / Page | 2188 / 0269 |
| Last Transfer Date | Jul 05, 2018 |
| Transfer Doc | 02424/0442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 727 W CHERRY ST, TROY, MO 63379-1207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002449/682 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 2449/682 |
| Instrument | 2020007723 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jul 05, 2018 |
| Property Address | 727 W CHERRY ST, TROY, MO 63379-1207 |
| Document Number | 02424/0442 |
| Book / Page | 2424 / 0442 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018005822 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE ESTATES SERVICES LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 727 W CHERRY ST, TROY, MO 63379-1207 |
| Name | Verified Name |
|---|---|
| Address | 727 W CHERRY ST, TROY, MO 63379-1207 |
| Investor | Possibly a Property Investor |
| Document Number | 2018005823 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018005823 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 (+3.45%) | $29,060 (+11.93%) Land $3,944 Building $25,116 | $152,950 (+11.94%) Land $20,760 Building $132,190 |
| 2023 | $1,651.00 (+5.7%) | $25,962 Land $2,630 Building $23,332 | $136,640 Land $13,840 Building $122,800 |
| 2022 | $1,562.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, Wisper ISP.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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