Lincoln County property record for 551 W Cherry St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,521 sqft · built 1913 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-003-009-007.000 |
| Primary APN | 15-70-26-003-009-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1913 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.458 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Street Address | 551 W CHERRY ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 254 & 267 WOODS ADDITION |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | WOODS ADDN |
| Legal Lot Number | 254-267 267 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-26-003-009-007.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 01, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Jun 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 26, 2018 | Trustee's Deed, Foreclosure |
| Mar 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2018 |
| Deed Sale | Nov 01, 2018 |
| Prior Sale | Jun 28, 2018 |
| Deed Document Number | 2018009912 |
| Deed Book / Page | 2428 / 0505 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 002458/799 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2458/799 |
| Instrument | 2021001288 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 01, 2018 |
| Property Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Document Number | 02428/0505 |
| Book / Page | 2428 / 0505 |
| Map Reference | MB C PG 375 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018009912 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Document Number | 2018009913 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 2018009913 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 28, 2018 |
| Property Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Document Number | 02424/0293 |
| Book / Page | 2424 / 0293 |
| Map Reference | MB C PG375 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018005669 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1336 ODL CAP AU GRIS, TROY, MO 63379-2303 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 26, 2018 |
| Property Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Document Number | 02424/0161 |
| Book / Page | 2424 / 0161 |
| Map Reference | MB C PG375 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018005534 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Name | Verified Name |
|---|---|
| Address | 2211 1ST CAPITOL DR, SAINT CHARLES, MO 63301-5805 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 28, 2017 |
| Property Address | 551 W CHERRY ST, TROY, MO 63379-1205 |
| Document Number | 02409/0083 |
| Book / Page | 2409 / 0083 |
| Map Reference | MB C PG375 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017002509 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22238 STATE HIGHWAY 149, ETHEL, MO 63539-3204 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,082.00 (+11.66%) | $17,225 (+13.04%) Land $3,106 Building $14,119 | $90,660 (+13.04%) Land $16,350 Building $74,310 |
| 2023 | $969.00 (+5.67%) | $15,238 Land $2,071 Building $13,167 | $80,200 Land $10,900 Building $69,300 |
| 2022 | $917.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, Wisper ISP.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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