505 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 505 E 4th St, Spencerville, OH 45887 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,247 sqft · built 1948
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Mar 2026)
Tax Bill	$953 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-1208-05-005.000`

Property Details

APN / Parcel Number

Primary APN	`44-1208-05-005.000`
Alternative APN	`E1844120805005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,301 sqft
1st Floor Area	1,247 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	230 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	134 sqft
Patio Area	75 sqft
Cabin	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	505 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 JOINT TEN RTS 04-04-12 FF 050.000
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3017
Census Tract	10600

Owner

Source: Allen County records · APN 44-1208-05-005.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6793 ANDERSON RD, CELINA, OH 45822-2901
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Deed, Transfer · Commercial Mortgage THE PEOPLES BANK CO
Dec 28, 2022	Warranty Deed, Transfer · Line of Credit THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	20262212
Prior Transfer Date	Dec 19, 2008
Prior Transfer Doc	1080000227
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 09, 2026
Property Address	505 E 4TH ST, SPENCERVILLE, OH 45887-1201
Document Number	3090002212
Book / Page	2026 / 2212
Instrument Date	Feb 27, 2026
Instrument	202603090002212
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6793 ANDERSON RD, CELINA, OH 45822-2901
Investor	Possibly a Property Investor

Mortgage

Document Number	3090002213
Date	Mar 09, 2026
Instrument	202603090002213

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 28, 2022
Property Address	505 E 4TH ST, SPENCERVILLE, OH 45887-1201
Document Number	12280014628
Book / Page	2022 / 14628
Instrument Date	Dec 20, 2022
Instrument	202212280014628
Transaction Type	Transfer
Record Updated	Jan 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7351 STAEGER RD, CELINA, OH 45822-9371
Investor	Possibly a Property Investor

Mortgage

Document Number	12280014629
Date	Dec 28, 2022
Instrument	202212280014629

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (-0.63%)	$27,870 (-) Land $5,850 Building $22,020	$79,600 (-) Land $16,700 Building $62,900
2024	$959.00 (+38.99%)	$27,870 (+45.01%) Land $5,850 Building $22,020	$79,600 (+44.99%) Land $16,700 Building $62,900
2023	$690.00 (-15.34%)	$19,220 (-) Land $4,030 Building $15,190
2022	$815.00	$19,220 Land $4,030 Building $15,190
2021			$54,900 Land $11,500 Building $43,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (unlicensed)	400 / 40
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Benton Ridge Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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