611 E 4th Ct, Panama City, FL 32401 Property Records

Bay County property record for 611 E 4th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,236 sqft · built 1940
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$75,200 (Dec 2025)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20485-000-000`

Property Details

APN / Parcel Number

Primary APN	`20485-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Driveway	Driveway
Porch	Florida Room
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	611 E 4TH CT
City	PANAMA CITY
State	FL
Zip	32401-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC02
Legal Description	SUDDUTHS 1ST ADD. LOT 4 BLK 11 ORB 3907 P 1839
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 1ST ADD
Legal Block	11
Legal Lot Number	4
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4023
Census Tract	1900

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 E 4TH CT, PANAMA CITY, FL 32401-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2017	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	202573187
Deed Book / Page	4983 / 2184
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 15, 2025
Property Address	611 E 4TH CT, PANAMA CITY, FL 32401-3717
Document Number	0049832184
Book / Page	4983 / 2184
Map Reference	MB 1 PG 30
Instrument Date	Dec 15, 2025
Instrument	2025073187
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Tax	$526.40
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 N COVE BLVD, PANAMA CITY, FL 32401-3777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH CT, PANAMA CITY, FL 32401-3717

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 7, 2017
Property Address	611 E 4TH CT, PANAMA CITY, FL 32401-3717
Document Number	0039071839
Book / Page	003907 / 001839
Instrument Date	Jun 6, 2017
Instrument	32491
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH CT PANAMA CITY BEACH FL 324013717, PANAMA CITY BEACH, FL 32401-3717

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (-10.8%)	$89,439 (-15.64%)	$111,200 (+4.88%) Land $21,266 Building $89,934
2024	$1,713.00 (+7.6%)	$106,021 (+8.01%) Land $20,874 Building $85,147	$106,021 (+8.01%) Land $20,874 Building $85,147
2023	$1,592.00 (+21.43%)	$98,155 (+43.9%) Land $19,600 Building $78,555	$98,155 (+43.9%) Land $19,600 Building $78,555
2022	$1,311.00	$68,209 Land $17,150 Building $51,059	$68,209 Land $17,150 Building $51,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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