619 E 4th Ct, Panama City, FL 32401 Property Records

Bay County property record for 619 E 4th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1936
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$334,900 (Aug 2024)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20487-000-000`

Property Details

APN / Parcel Number

Primary APN	`20487-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Heated Area
Gross Area	2,194 sqft
1st Floor Area	1,510 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	216 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	619 E 4TH CT
City	PANAMA CITY
State	FL
Zip	32401-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	SUDDUTHS 1ST ADD LOTS 6,7 BLK 11 ORB 4832 P 1038
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 1ST ADD
Legal Block	11
Legal Lot Number	6,7 7
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4023
Census Tract	1900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 16, 2018	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 1, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	0048321038
Deed Book / Page	4832 / 1038
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 24, 2022
Property Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717
Document Number	0045140907
Book / Page	4514 / 907
Map Reference	MB 1 PG 30
Instrument Date	Jan 12, 2022
Instrument	2022005075
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	NOT AVAILABLE, DEFENDER T&E AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 KATYDID DR, 242, ATHENS, GA 30601-2188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717

Mortgage

Document Number	0004514909
Date	Jan 24, 2022
Instrument	4514/909

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717

Mortgage

Document Number	0044360332
Date	Jul 20, 2021
Book Page	4436/332
Instrument	2021055296

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 16, 2018
Property Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717
Document Number	0040382111
Book / Page	4038 / 2111
Map Reference	MB1 PG30
Instrument Date	Aug 15, 2018
Instrument	2018049344
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5500 PRYTANIA ST, 5500, NEW ORLEANS, LA 70115-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717

Mortgage

Document Number	2018049345
Date	Aug 16, 2018
Instrument	2018049345

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BAY FL
Recording Date	Mar 1, 2018
Property Address	619 E 4TH CT, PANAMA CITY, FL 32401-3717
Document Number	0039841295
Book / Page	003984 / 001295
Instrument Date	Feb 23, 2018
Instrument	11965
Transaction Type	Foreclosure
Record Updated	Mar 27, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,472.00 (+28.21%)	$283,187 (+14.85%) Land $42,532 Building $240,655	$283,187 (+14.85%) Land $42,532 Building $240,655
2023	$3,488.00 (+493.2%) Homeowner's exemption	$246,565 (+463.56%) Land $39,200 Building $207,365	$246,565 (+156.83%) Land $39,200 Building $207,365
2022	$588.00 Homeowner's exemption	$43,751	$96,004 Land $34,300 Building $61,704

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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