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604 E 4th Ct, Panama City, FL 32401 Property Records

Bay County property record for 604 E 4th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 904 sqft · built 1932
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Jun 2014)
Tax Bill$499 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN20552-000-000

Property Details

APN / Parcel Number

Primary APN20552-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area904 sqft Heated Area
Gross Area1,418 sqft
1st Floor Area904 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1992
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
PorchOpen Porch
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address604 E 4TH CT
CityPANAMA CITY
StateFL
Zip32401-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC02
Legal DescriptionSUDDUTHS 1ST ADD. LOT 22 BLK 16 ORB 4601 P 1998
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 1ST ADD
Legal Block16
Legal Lot Number22
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4022
Census Tract1900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address604 E 4TH CT, PANAMA CITY, FL 32401-3718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2014 · Amount on Record
Deed SaleJun 26, 2014 · Amount on Record
Prior SaleJun 26, 2014 · Amount on Record
Deed Document Number0036190882
Deed Book / Page003619 / 000882
Last Transfer DateAug 23, 2022
Transfer Doc0046011998
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateAug 23, 2022
Property Address604 E 4TH CT, PANAMA CITY, FL 32401-3718
Document Number0046011998
Book / Page4601 / 1998
Instrument DateAug 8, 2022
Instrument2022062529
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address604 E 4TH CT, 604, PANAMA CITY, FL 32401-3718

Transferred To (Grantee/Buyer)

NameVerified Name
Address2779 JACKSON ST, CHIPLEY, FL 32428-7907

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 (+33.07%) Homeowner's exemption$69,574 (+16.19%)$79,599 (+23.43%) Land $21,266 Building $58,333
2023$375.00 (-17.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$59,881 (+3%)$64,488 (+10.92%) Land $19,600 Building $44,888
2022$452.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$58,137 Land $17,150 Building $40,987$58,137 Land $17,150 Building $40,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims14 (1985–2021)
Claims Outside the SFHA7 of 14
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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