6107 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6107 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,568 sqft · built 2016
Lot Size	0.188 acres (8,211 sqft)
Owner	Individual Name on Record
Tax Bill	$7,570 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R327506`

Property Details

APN / Parcel Number

Primary APN	`R327506`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,211 sqft (0.188 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6107 86TH ST
City	LUBBOCK
State	TX
Zip	79424-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA L 97
Legal Subdivision	VALENCIA
Legal Lot Number	970
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2003
Census Tract	10415

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6107 86TH ST, LUBBOCK, TX 79424-6865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 10, 2018	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020
Deed Sale	May 6, 2020
Prior Sale	Jul 10, 2018
Deed Document Number	2020-17563
Record Updated	Jun 8, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 6, 2020
Property Address	6107 86TH ST, LUBBOCK, TX 79424-6865
Document Number	0000017563
Map Reference	DOC 2015041651
Instrument Date	May 6, 2020
Instrument	2020017563
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 86TH ST, LUBBOCK, TX 79424-6865
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017564
Date	May 6, 2020
Instrument	2020017564

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 10, 2018
Property Address	6107 86TH ST, LUBBOCK, TX 79424-6865
Document Number	0000025738
Map Reference	CLERK2015041651
Instrument Date	Jul 9, 2018
Instrument	2018025738
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 86TH ST, LUBBOCK, TX 79424-6865

Mortgage

Document Number	0000025739
Date	Jul 10, 2018
Instrument	2018025739

Lender

Name	CITY BANK MORTGAGE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,570.00 (-6.02%) Homeowner's exemption	$410,467 (+5.98%) Land $41,055 Building $369,412	$410,467 (+5.98%) Land $41,055 Building $369,412
2024	$8,055.00 (+5.32%)
2023	$7,648.00 (-12.69%) Homeowner's exemption	$387,302 Land $41,055 Building $346,247	$387,302 Land $41,055 Building $346,247
2022	$8,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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