6106 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6106 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,401 sqft · built 2017
Lot Size	0.368 acres (16,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2017)
Tax Bill	$8,029 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R327442`

Property Details

APN / Parcel Number

Primary APN	`R327442`
Alternative APN	`R8905000000000330000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,401 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	2,077 sqft
Basement Area	324 sqft
Finished Basement	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,040 sqft (0.368 acres)
Garage Type	Attached
Garage Area	725 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6106 86TH ST
City	LUBBOCK
State	TX
Zip	79424-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA L 33
Legal Subdivision	VALENCIA
Legal Lot Number	33
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10415

Owner

Source: Lubbock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit MACI DEKRAKER
Nov 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK
Oct 30, 2017	Warranty Deed, Transfer WEST TX TITLE
May 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Oct 30, 2017
Deed Document Number	201739961
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	0000039961
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000010835
Date	Mar 26, 2026
Instrument	2026010835

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007415
Date	Feb 27, 2024
Instrument	2024007415

Lender

Name	MACI DEKRAKER
Type	Non-Lending Institution
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Nov 6, 2017
Property Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000039961
Map Reference	DOC201541651
Instrument Date	Nov 2, 2017
Instrument	2017039961
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WEST TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 830, WOLFFORTH, TX 79382-0830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000039962
Date	Nov 6, 2017
Instrument	2017039962

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 30, 2017
Property Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000039057
Instrument Date	Oct 25, 2017
Instrument	39057
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	WEST TX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 830 WOLFFORTH TX 793820830, WOLFFORTH, TX 79382-0830

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 3, 2017
Property Address	6106 86TH ST, LUBBOCK, TX 79424-6864
Instrument Date	May 1, 2017
Instrument	15544
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	WEST TX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 830 WOLFFORTH TX 793820830, WOLFFORTH, TX 79382-0830

Mortgage

Document Number	0000015544
Date	May 3, 2017
Instrument	15544

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2018

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,029.00 (-0.69%) Homeowner's exemption	$430,942 (+13.22%) Land $80,200 Building $350,742	$430,942 (+13.22%) Land $80,200 Building $350,742
2024	$8,085.00 (+7.86%)
2023	$7,496.00 (-7%) Homeowner's exemption	$380,630 Land $80,200 Building $300,430	$380,630 Land $80,200 Building $300,430
2022	$8,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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