6104 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6104 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,402 sqft · built 2019
Lot Size	0.245 acres (10,677 sqft)
Owner	2 Company Names on Record
Last Sale	$354,000 (Feb 2020)
Tax Bill	$8,231 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R327441`

Property Details

APN / Parcel Number

Primary APN	`R327441`
Alternative APN	`R8905000000000320000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,677 sqft (0.245 acres)
Garage Type	Attached
Garage Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6104 86TH ST
City	LUBBOCK
State	TX
Zip	79424-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA L 32
Legal Subdivision	VALENCIA
Legal Lot Number	32
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10415

Owner

Source: Lubbock County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK
Feb 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Feb 19, 2019	Vendor's Lien, Transfer CITY BANK
May 1, 2017	Grant Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Apr 21, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	20208600
Last Transfer Date	Apr 2, 2025
Transfer Doc	0000012308
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Apr 20, 2026
Property Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000014028
Instrument Date	Apr 14, 2026
Instrument	202614028
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000014028,
Date	Apr 20, 2026
Instrument	202614028

Lender

Name	LUBBOCK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 28, 2020
Property Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000008600
Map Reference	FILE 2015041651
Instrument Date	Feb 28, 2020
Instrument	2020008600
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 86TH ST, LUBBOCK, TX 79424-6864

Mortgage

Document Number	0000008601
Date	Feb 28, 2020
Instrument	2020008601

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 19, 2019
Property Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000005662
Map Reference	FILE 2015041651
Instrument Date	Feb 15, 2019
Instrument	2019005662
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7706 LASALLE AVE, LUBBOCK, TX 79424-8734

Mortgage

Document Number	0000005663
Date	Feb 19, 2019
Instrument	2019005663

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2020

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 1, 2017
Property Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000015154
Instrument Date	Apr 27, 2017
Instrument	15154
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	WEST TX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	316 WILDCAT ST WOLFFORTH TX 793825327, WOLFFORTH, TX 79382-5327

Mortgage

Document Number	15155
Date	May 1, 2017
Instrument	15155

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	6104 86TH ST, LUBBOCK, TX 79424-6864
Document Number	0000044272
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	316 WILDCAT ST WOLFFORTH TX 793825327, WOLFFORTH, TX 79382-5327

Mortgage

Document Number	0000044272
Date	Nov 21, 2018
Instrument	44272

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79416

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2019

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,231.00 (-11.7%)	$439,978 (+3.65%) Land $53,385 Building $386,593	$439,978 (+2.55%) Land $53,385 Building $386,593
2024	$9,322.00 (+9.76%)
2023	$8,493.00 (-5.02%) Homeowner's exemption	$424,466 Land $53,385 Building $375,654	$429,039 Land $53,385 Building $375,654
2022	$8,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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