6101 Pine Ridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6101 Pine Ridge Ter, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property TypeTownhouse
Details3 ba · 2,072 sqft · built 1997
Lot Size0.061 acres (2,640 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Apr 2018)
Tax Bill$4,039 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-292942

Property Details

APN / Parcel Number

Primary APN09-292942
Alternative APNs
  • 9292942
  • 292942

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,072 sqft Living Area
1st Floor Area768 sqft
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,640 sqft (0.061 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number292942
Street Address6101 PINE RIDGE TER
CityFREDERICK
StateMD
Zip21701-7633
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 887 PLAT 63 SEC. E2-2640 SQ. FT. SPRING RIDGE PUD
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number887
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2008
Census Tract751902

Owner

Source: Frederick County records · APN 09-292942

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Mar 31, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Apr 03, 2018Grant Deed, Transfer · FHA Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2018 · Amount on Record
Deed SaleApr 03, 2018 · Amount on Record
Prior SaleJun 24, 2010 · Amount on Record
Deed Book / Page12346 / 1
Last Transfer DateMar 18, 2021
Transfer Doc0147220397
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633
Transaction TypeMortgage
Record UpdatedFeb 07, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633

Mortgage

Document Number0163070040
DateJan 24, 2023
Book Page16307/40
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 31, 2021
Property Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number0147220397
Book / Page14722 / 397
Map ReferenceMB 55 PG 177
Instrument DateMar 18, 2021
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633

Mortgage

Document Number14722405
DateMar 31, 2021
Instrument14722/405
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 03, 2018
Property Address6101 PINE RIDGE TER, FREDERICK, MD 21701-7633
Document Number0123460001
Book / Page012346 / 000001
Instrument DateNov 17, 2017
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6101 PINE RIDGE TER FREDERICK MD 217017633, FREDERICK, MD 21701-7633

Mortgage

Document Number123460008
DateApr 03, 2018
Book Page012346/000008
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$350,833 (+13.22%)$399,900 (+22.56%) Land $125,000 Building $274,900
2024$4,039.00 (+8.6%)
2023$3,719.00$309,867$326,300 Land $115,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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