6103 Baldridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6103 Baldridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,782 sqft · built 1993
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2022)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Jul 2022 Sale & Second Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-283293`

Property Details

APN / Parcel Number

Primary APN	`09-283293`
Alternative APNs	`9283293` `283293`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	692 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	283293
Street Address	6103 BALDRIDGE TER
City	FREDERICK
State	MD
Zip	21701-5858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 166 SEC B PLAT 41 1760 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC B 41 PRCL Q
Legal Lot Number	166
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6103 Baldridge Ter, a townhouse, is owned and occupied by an individual who bought it in July 2022.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed, Transfer · Stand-Alone Second Mortgage FREDERICK COUNTY
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2021	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2019	Deed, Transfer · FHA Mortgage BRITTANY LEE SEMKIW AND GRACE WILEY
Mar 14, 2018	Deed of Trust, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Prior Sale	Jan 21, 2021 · Amount on File
Deed Book / Page	16052 / 266
Transfer Doc	0044870683
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 26, 2022
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0160520266
Book / Page	16052 / 266
Map Reference	MB 49 PG 118
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	0016052281
Date	Jul 26, 2022
Instrument	16052/281

Lender

Name	FREDERICK COUNTY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0160520272
Date	Jul 26, 2022
Book Page	16052/272

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Jul 15, 2060

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136540083
Date	Apr 13, 2020
Book Page	13654/83

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	0158180462
Date	Mar 28, 2022
Book Page	15818/462

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 21, 2021
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0144750309
Book / Page	14475 / 309
Map Reference	MB 49 PG 118
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	14475316
Date	Jan 21, 2021
Instrument	14475/316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 7, 2019
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0127860265
Book / Page	12786 / 0265
Map Reference	MB 49 PG 118
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CROWN TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8103 BALDRIDGE TERRANCE, FREDERICK, MD 21701

Mortgage

Document Number	0012786269
Date	Jan 7, 2019
Instrument	12786/269

Lender

Name	BRITTANY LEE SEMKIW AND GRACE WILEY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6103 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0123230055
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6103 BALDRIDGE TER FREDERICK MD 217015858, FREDERICK, MD 21701-5858

Mortgage

Document Number	0123230055
Date	Mar 19, 2018
Book Page	012323/000055

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6103 Baldridge Ter was $3,936 with a homeowner's exemption, up 6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,400 (+6.7%)	$363,900 (-) Land $120,000 Building $243,900
2025	$3,936.00 (+6.01%) Homeowner's exemption	$320,900	$363,900 Land $120,000 Building $243,900
2024	$3,713.00 (+9.21%)
2023	$3,400.00	$282,600	$299,400 Land $110,000 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6103 Baldridge Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6103 Baldridge Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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