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6101 Baldridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6101 Baldridge Ter, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 1,727 sqft · built 1993
Lot Size0.059 acres (2,560 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (May 2026)
Tax Bill$3,881 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN09-283285

Property Details

APN / Parcel Number

Primary APN09-283285
Alternative APNs
  • 9283285
  • 283285

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,727 sqft Living Area
1st Floor Area687 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,560 sqft (0.059 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number283285
Street Address6101 BALDRIDGE TER
CityFREDERICK
StateMD
Zip21701-5858
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 165 SEC B PLAT 41 2560 SQ FT SPRING RIDGE PUD
Legal SubdivisionSPRING RDG SEC B 41
Legal Lot Number165
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3000
Census Tract751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6101 BALDRIDGE TER, FREDERICK, MD 21701-5858
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed, Transfer · Conventional Mortgage
ANDREWS FEDERAL CREDIT UNION
Apr 29, 2026Deed of Trust, Mortgage · Construction Mortgage
NEST HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleSep 22, 2016 · Amount on Record
Deed Book / Page17879 / 2
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 26, 2026
Property Address6101 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number1787000002
Book / Page17879 / 2
Instrument DateMay 8, 2026
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$419,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number1787000011,
DateMay 26, 2026
Book Page17879/11
Lender
NameANDREWS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 29, 2026
Property Address6101 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number1783000059
Book / Page17838 / 59
Instrument DateApr 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1783000059,
DateApr 29, 2026
Book Page17838/59
Lender
NameNEST HOME LENDING LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueOct 20, 2026
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,800 (+6.82%)$370,000 (-) Land $125,000 Building $245,000
2025$3,881.00 (+6.04%) Homeowner's exemption$325,600 (+13.46%)$370,000 (+21.95%) Land $125,000 Building $245,000
2024$3,660.00 (+8.35%)
2023$3,378.00 Homeowner's exemption$286,967$303,400 Land $115,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

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