6107 Baldridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6107 Baldridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,770 sqft · built 1993
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2021)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-283315`

Property Details

APN / Parcel Number

Primary APN	`09-283315`
Alternative APNs	`9283315` `283315`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	680 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	283315
Street Address	6107 BALDRIDGE TER
City	FREDERICK
State	MD
Zip	21701-5858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 168 SEC B PLAT 41 1760 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC 08 41
Legal Lot Number	168
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6107 Baldridge Ter, a townhouse, is owned and occupied by an individual who bought it in May 2021.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 21, 2021	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 14, 2017	Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Book / Page	14915 / 52
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0091990142
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	0166790098
Date	Nov 22, 2023
Book Page	16679/98

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jun 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 21, 2021
Property Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0149150052
Book / Page	14915 / 52
Map Reference	MB 49 FO 118
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	1491559
Date	May 21, 2021
Instrument	14915/59

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0119750098
Book / Page	11975 / 0098
Map Reference	LB9199 FO142
Instrument Date	Jul 31, 2017
Instrument	11975-0098
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RGS TILTE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6107 BALDRIDGE TER, FREDERICK, MD 21701-5858

Mortgage

Document Number	119750105
Date	Aug 14, 2017
Instrument	11975-0105

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6107 Baldridge Ter was $3,967, up 9.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,867 (+8.33%)	$370,300 (-) Land $120,000 Building $250,300
2025	$3,967.00 (+9.86%)	$317,433	$370,300 Land $120,000 Building $250,300
2024	$3,611.00 (+9.96%)
2023	$3,284.00	$272,767	$291,000 Land $110,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6107 Baldridge Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6107 Baldridge Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Baldridge Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures