6100 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6100 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,456 sqft · built 2021
Lot Size	0.156 acres (6,822 sqft)
Owner	Company Name on File
Last Sale	$330,500 (Sep 2021)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-006-103-037`

Property Details

APN / Parcel Number

Primary APN	`02-03-006-103-037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,456 sqft Living Area
Gross Area	2,656 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,822 sqft (0.156 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6100 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB #1 70 X 100
Legal Subdivision	SANDY SPRINGS SUB 1
Legal Block	103
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

6100 James Dr is owned by a company that bought it in September 2021.

Source: Lorain County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	6232 OAK POINT ESTS, LORAIN, OH 44053-1870
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage THOMAS J OSTER LIVING TRUST
Sep 30, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage FIRST FSLA OF LAKEWOOD
Apr 30, 2021	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6100 JAMES DR, LORAIN, OH 44053-4375
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	FRENCHCREEK TITLE AGENCY LIMITED, FRENCH CREEK TITLE AGCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000931318
Date	Oct 2, 2023
Instrument	2023-0931318

Lender

Name	THOMAS J OSTER LIVING TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 30, 2021
Property Address	6100 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000841984
Map Reference	VOL 109 PG 90
Instrument Date	Sep 3, 2021
Instrument	2021-0841984
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 OAK POINT ESTS, LORAIN, OH 44053-1870

Mortgage

Document Number	0000841985
Date	Sep 30, 2021
Instrument	2021-0841985

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 27, 2026

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2021
Property Address	6100 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000815370
Instrument Date	Apr 23, 2021
Instrument	2021-0815370
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6100 James Dr was $5,909.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,909.00	$133,540 (+%) Land $35,000 Building $98,540	$381,540 (-) Land $100,000 Building $281,540
2024	$5,909.00 (+3.67%)	$133,539 (+18.18%) Land $35,000 Building $98,539	$381,540 (+18.18%) Land $100,000 Building $281,540
2023	$5,700.00 (+1.57%)	$113,001 (+%) Land $19,250 Building $93,751	$322,860 Land $55,000 Building $267,860
2022	$5,612.00	$113,000 Land $19,250 Building $93,750
2021			$322,860 Land $55,000 Building $267,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6100 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6100 James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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