610 Walter Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 610 Walter Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1940
Lot Size	0.215 acres (9,344 sqft)
Owner	Individual Name on File
Last Sale	$216,191 (May 2026)
Tax Bill	$3,240 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2475-002-00019`

Property Details

APN / Parcel Number

Primary APN	`2475-002-00019`
Alternative APN	`21845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	9,344 sqft (0.215 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2475-002-00019
Street Address	610 WALTER RD
City	GAINESVILLE
State	TX
Zip	76240-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNCH ADDN; BLOCK 2; LOT 19
Legal Subdivision	LYNCH ADDN
Legal Block	2
Legal Lot Number	19
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	500

Owner

610 Walter Rd is owned and occupied by an individual who bought it in May 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	610 WALTER RD, GAINESVILLE, TX 76240-2149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 23, 2016	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Feb 23, 2016 · Amount on File
Deed Document Number	20263251
Deed Book / Page	2780 / 722
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	2054/799
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	May 5, 2026
Property Address	610 WALTER RD, GAINESVILLE, TX 76240-2149
Document Number	0000003251
Book / Page	2780 / 722
Instrument Date	May 1, 2026
Instrument	2026.3251
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WALTER RD, GAINESVILLE, TX 76240-2149

Mortgage

Document Number	0000003252,
Date	May 5, 2026
Book Page	2780/725
Instrument	2026.3252

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000003253,
Date	May 5, 2026
Book Page	2780/749
Instrument	2026.3253

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 1, 2029

Interest

Rate	6.22%
Max Rate	-1%

February 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 23, 2016
Property Address	610 WALTER RD, GAINESVILLE, TX 76240-2149
Document Number	002054/799
Book / Page	2054 / 799
Map Reference	CAB B SL 107
Instrument Date	Feb 19, 2016
Instrument	2016-63557
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 WALTER RD, GAINESVILLE, TX 76240-2149

Mortgage

Document Number	0000063558
Date	Feb 23, 2016
Instrument	63558

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 610 Walter Rd was $3,240 with a homeowner's exemption, up 109.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00 (+109.3%) Homeowner's exemption	$154,870 (+1%)	$159,725 (-) Land $34,296 Building $125,429
2025	$1,548.00 (-1.21%) Homeowner's exemption	$140,791 Land $34,296 Building $125,429	$159,725 Land $34,296 Building $125,429
2024	$1,567.00
2023		$116,356 Land $34,296 Building $129,681	$163,977 Land $34,296 Building $129,681
2022	$1,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Walter Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1989–2007)
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Walter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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