704 Walter Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 704 Walter Rd, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,079 sqft · built 1959
Lot Size0.215 acres (9,344 sqft)
OwnerIndividual Name on Record
Last Sale$60,200 (Nov 2005)
Tax Bill$2,389 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2475-002-00017

Property Details

APN / Parcel Number

Primary APN2475-002-00017
Alternative APN
  • 3008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,079 sqft Living Area
Gross Area1,411 sqft
1st Floor Area1,079 sqft
Storm ShelterStorm Shelter
FlooringWood
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area9,344 sqft (0.215 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2475-002-00017
Street Address704 WALTER RD
CityGAINESVILLE
StateTX
Zip76240-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH ADDN; BLOCK 2; LOT 17; 704 WALTER RD
Legal SubdivisionLYNCH ADDN
Legal Block2
Legal Lot Number17
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2007
Census Tract500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address704 WALTER RD, GAINESVILLE, TX 76240-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2005 · Amount on Record
Deed SaleNov 16, 2005 · Amount on Record
Deed Document Number20059466
Deed Book / Page1401 / 458
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address704 WALTER RD, GAINESVILLE, TX 76240-2151
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002466/658
DateNov 17, 2021
Book Page2466/658
Instrument10277
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,389.00 (+110.3%) Homeowner's exemption$114,211 (+1%)$141,735 (-) Land $34,296 Building $107,439
2025$1,136.00 (+16.16%) Homeowner's exemption$103,828 (+21%) Land $34,296 Building $107,439$141,735 (+8.98%) Land $34,296 Building $107,439
2024$978.00 (-24.13%)
2023$85,808 Land $34,296 Building $95,763$130,059 Land $34,296 Building $95,763
2022$1,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1989–2007)
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: AT&T, Element8.

Nearby Properties on Walter Rd

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