608 Walter Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 608 Walter Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,156 sqft · built 1940
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,203 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2475-002-00020`

Property Details

APN / Parcel Number

Primary APN	`2475-002-00020`
Alternative APN	`9194`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,156 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	9,344 sqft (0.215 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2475-002-00020
Street Address	608 WALTER RD
City	GAINESVILLE
State	TX
Zip	76240-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNCH ADDN; BLOCK 2; LOT 20
Legal Subdivision	LYNCH ADDN
Legal Block	2
Legal Lot Number	20
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2007
Census Tract	500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 WALTER RD, GAINESVILLE, TX 76240-2149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Jul 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017
Deed Sale	Jul 6, 2017
Deed Document Number	201775491
Deed Book / Page	2140 / 691
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	608 WALTER RD, GAINESVILLE, TX 76240-2149
Transaction Type	Mortgage
Record Updated	Aug 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2269/652
Date	Jul 8, 2019
Book Page	2269/652
Instrument	2019-93454

Lender

Name	EVERETT FINANCIAL INC
Type	Bank
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jul 6, 2017
Property Address	608 WALTER RD, GAINESVILLE, TX 76240-2149
Document Number	2140/691
Book / Page	2140 / 691
Instrument Date	Jul 6, 2017
Instrument	00075491
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 130, LINDSAY, TX 76250-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 ELDORADO PKWY APT 1105, 1105, MCKINNEY, TX 75070-5770

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (+6.84%)	$153,084 (+6.8%) Land $34,296 Building $118,788	$153,084 (+6.8%) Land $34,296 Building $118,788
2025	$2,998.00 (+10.38%)	$143,340 (-0.29%) Land $34,296 Building $109,044	$143,340 (-0.29%) Land $34,296 Building $109,044
2024	$2,716.00 (-8.77%)
2023		$143,752 Land $34,296 Building $109,456	$143,752 Land $34,296 Building $109,456
2022	$2,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1989–2007)
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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