610 Sun Cir, Vista, CA 92081 Property Records

San Diego County property record for 610 Sun Cir, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,500 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$645,000 (Jul 2009)
Tax Bill	$10,759 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183-460-16-00`

Property Details

APN / Parcel Number

Primary APN	`183-460-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	610 SUN CIR
City	VISTA
State	CA
Zip	92081-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 16 TR 014131
Legal Subdivision	VISTA 2-02
Legal Tract	014131
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19904

Owner

610 Sun Cir is owner-occupied and held in a trust since November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	610 SUN CIR, VISTA, CA 92081-7550
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 7, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2009 · Amount on File
Deed Sale	Jul 7, 2009 · Amount on File
Prior Sale	May 9, 2002 · Amount on File
Deed Document Number	2009368926
Last Transfer Date	Nov 9, 2020
Transfer Doc	0000748456
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	610 SUN CIR, VISTA, CA 92081-7550
Document Number	0000748456
Map Reference	MAP 14131
Instrument Date	Nov 9, 2020
Instrument	2020-0748456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 SUN CIR, VISTA, CA 92081-7550

Mortgage

Document Number	0000748457
Date	Nov 24, 2020
Instrument	2020-0748457

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2020
Property Address	610 SUN CIR, VISTA, CA 92081-7550
Document Number	0000175709
Instrument Date	Apr 6, 2020
Instrument	175709
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	610 SUN CIR VISTA CA 920817550, VISTA, CA 92081-7550

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	610 SUN CIR, VISTA, CA 92081-7550
Document Number	0000174988
Map Reference	MAP 14131
Instrument Date	Mar 25, 2020
Instrument	2020-0174988
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 SUN CIR, VISTA, CA 92081-7550

Mortgage

Document Number	0000174989
Date	Apr 6, 2020
Instrument	2020-0174989

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	610 SUN CIR, VISTA, CA 92081-7550
Document Number	0000284821
Instrument Date	Mar 10, 2020
Instrument	284821
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	610 SUN CIR VISTA CA 920817550, VISTA, CA 92081-7550

Tax Assessment & Valuation

The 2025 property tax bill for 610 Sun Cir was $10,759.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,267 (+2%) Land $322,565 Building $589,702
2025	$10,759.00 Homeowner's exemption	$894,381 Land $316,241 Building $578,140
2023	$9,954.00 (+7.41%) Homeowner's exemption	$859,653 Land $303,962 Building $555,691
2022	$9,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 610 Sun Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Sun Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

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