615 Sun Cir, Vista, CA 92081 Property Records

San Diego County property record for 615 Sun Cir, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,306 sqft · built 2003
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jun 2021)
Tax Bill$16,175 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN183-460-08-00

Property Details

APN / Parcel Number

Primary APN183-460-08-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,306 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area22,216 sqft (0.51 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address615 SUN CIR
CityVISTA
StateCA
Zip92081-7551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-1
Legal DescriptionLOT 8 TR 014131
Legal SubdivisionVISTA 2-02
Legal Tract014131
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1014
Census Tract19904

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address615 SUN CIR, VISTA, CA 92081-7551
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 1, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Prior SaleMay 8, 2002 · Amount on Record
Deed Document Number2021409050
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address615 SUN CIR, VISTA, CA 92081-7551
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 SUN CIR, VISTA, CA 92081-7551

Mortgage

Document Number0000131648
DateMar 24, 2022
Instrument2022-0131648
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 1, 2021
Property Address615 SUN CIR, VISTA, CA 92081-7551
Document Number0000409050
Map ReferenceMAP 14131
Instrument DateMay 24, 2021
Instrument2021-0409050
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1750 EL AIRE PL, ESCONDIDO, CA 92026-1882

Mortgage

Document Number0000409051
DateJun 1, 2021
Instrument2021-0409051
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,401,394 (+2%) Land $745,253 Building $656,141
2025$16,175.00 (+14.24%) Homeowner's exemption$1,373,917 (+10.05%) Land $730,641 Building $643,276
2023$14,159.00 (+0.24%) Homeowner's exemption$1,248,480 Land $702,270 Building $546,210
2022$14,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

Nearby Properties on Sun Cir

Nearby Streets

Search Property Records by Address or Parcel Number