601 Sun Cir, Vista, CA 92081 Property Records

San Diego County property record for 601 Sun Cir, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,814 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Oct 2020)
Tax Bill	$11,057 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183-460-05-00`

Property Details

APN / Parcel Number

Primary APN	`183-460-05-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,814 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	601 SUN CIR
City	VISTA
State	CA
Zip	92081-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 5 TR 014131
Legal Subdivision	2-02 VISTA
Legal Tract	014131
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19904

Owner

601 Sun Cir is owned and occupied by an individual who acquired it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	601 SUN CIR, VISTA, CA 92081-7551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 27, 2021	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA CU
Oct 26, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jun 7, 2002 · Amount on File
Deed Document Number	2020656494
Last Transfer Date	Sep 21, 2021
Transfer Doc	0000677950
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	601 SUN CIR, VISTA, CA 92081-7551
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SUN CIR, VISTA, CA 92081-7551

Mortgage

Document Number	0000080199
Date	Apr 2, 2024
Instrument	2024-0080199

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2021
Property Address	601 SUN CIR, VISTA, CA 92081-7551
Document Number	0000677950
Map Reference	MAP 14131
Instrument Date	Sep 21, 2021
Instrument	2021-0677950
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SUN CIR, VISTA, CA 92081-7551

Mortgage

Document Number	0000677951
Date	Sep 27, 2021
Instrument	2021-0677951

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2020
Property Address	601 SUN CIR, VISTA, CA 92081-7551
Document Number	0000656494
Map Reference	MAP 14131
Instrument Date	Oct 5, 2020
Instrument	2020-0656494
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SUN CIR, VISTA, CA 92081-7551

Mortgage

Document Number	0000656495
Date	Oct 26, 2020
Instrument	2020-0656495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2018
Property Address	601 SUN CIR, VISTA, CA 92081-7551
Document Number	0000257942
Instrument Date	May 15, 2018
Instrument	257942
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	601 SUN CIR VISTA CA 920817551, VISTA, CA 92081-7551

Tax Assessment & Valuation

The 2025 property tax bill for 601 Sun Cir was $11,057 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,463 (+2%) Land $218,764 Building $719,699
2025	$11,057.00 Homeowner's exemption	$920,063 Land $214,475 Building $705,588
2023	$10,229.00 (+0.25%) Homeowner's exemption	$884,338 Land $206,148 Building $678,190
2022	$10,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 601 Sun Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Sun Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

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