1. Home
  2. Florida
  3. Flagler County
  4. Flagler Beach
  5. S Central Ave

610 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 610 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,517 sqft · built 2003
Lot Size0.055 acres (2,396 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Feb 2007)
Tax Bill$4,130 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-12-31-2550-00000-0100

Property Details

APN / Parcel Number

Primary APN12-12-31-2550-00000-0100

Interior

Full Baths3 Baths
Stories3 Stories
Building Area1,517 sqft Living Area
Gross Area2,271 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,396 sqft (0.055 acres)
DrivewayConcrete Driveway
Driveway Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address610 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLAGLER SEA COTTAGES LOT 10 OR 811 PG 702 OR 1399 PG 1648 OR 1526 PG 1357-CD OR 1540 PG 980-CD OR 1540 PG 983
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionFLAGLER SEA COTTAGES
Legal Lot Number10
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3104
Census Tract60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2007 · Amount on Record
Deed SaleFeb 9, 2007 · Amount on Record
Prior SaleMar 27, 2002 · Amount on Record
Deed Document Number20078094
Deed Book / Page1540 / 983
Prior Transfer DateJan 10, 2007
Prior Transfer Doc0015400980
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address610 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695

Mortgage

Document Number0026290528
DateNov 19, 2021
Book Page2629/528
Instrument2021063513
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,130.00 (+3.22%) Homeowner's exemption$255,139 (+6.19%)$408,885 (+0.8%) Land $85,000 Building $323,885
2024$4,001.00 (+2.93%)
2023$3,887.00 (+2.83%) Homeowner's exemption$240,268 (+3%)$405,658 (+2.45%) Land $85,000 Building $320,658
2022$3,780.00 Homeowner's exemption$233,270$395,952 Land $85,000 Building $310,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures