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  5. S Central Ave

614 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 614 S Central Ave, Flagler Beach, FL 32136 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2010
Square Footage1,517 sqft Living Area
Lot Size2,744 sqft (0.063 acres)
Last Sale$427,500 (2020)
Tax Bill$8,183.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-12-31-2550-00000-0120

Interior

Full Baths3 Baths
Building Area1,517 sqft Living Area
Gross Area2,293 sqft Gross Area
Stories3 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleTownhouse Style
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,744 sqft (0.063 acres)
DrivewayDriveway Concrete
Driveway Area232 sqft Driveway
Deck Area150 sqft Deck
Patio Area150 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address614 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3695
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFLAGLER SEA COTTAGES LOT 12 OR 1451 PG 1804 OR 2201/45 OR 2201/46 OR 2455/1241
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionFLAGLER SEA COTTAGES
Legal Lot Number12
JurisdictionFLAGLER FL
Minor Civil DivisionFLAGLER BEACH
Census Blockgroup3
Census Block3104
Census Tract60302

Owner

Source: Flagler County records · APN 12-12-31-2550-00000-0120

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1347, FLAGLER BEACH, FL 32136-1347
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
FEDERATED BANK
Aug 04, 2020Deed of Trust, Mortgage · Line of Credit
KENTLAND BANK
Jan 03, 2017Deed of Trust, Mortgage · Commercial Mortgage
INTRACOASTAL BANK
Jul 06, 2020Warranty Deed, Transfer
OLDE FL TITLE LLC
Apr 25, 2017Quit Claim Deed, Transfer
FLAGLER COUNTY ABSTRACT
Apr 25, 2017Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2020 · Amount on Record
Deed SaleJul 06, 2020 · Amount on Record
Prior SaleJul 06, 2020 · Amount on Record
Deed Doc Number202025187
Deed Book / Page2455 / 1241
Prior Transfer DateApr 13, 2017
Prior Transfer Doc0022010046
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateMay 14, 2026
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Document Number0000019717
Book / Page3054 / 1739
Instrument DateFeb 19, 2026
Instrument202619717
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266

Mortgage

Document Number0000019717,
DateMay 14, 2026
Book Page3054/1739
Instrument202619717
Lender
NameFEDERATED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term297 Months
DueFeb 19, 2051
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024640021
DateAug 04, 2020
Book Page2464/21
Instrument2020029778
Lender
NameKENTLAND BANK
TypeBank
AddressKENTLAND, IN 47951
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 27, 2045

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021781352
DateJan 03, 2017
Book Page2178/1352
Instrument2017000049
Lender
NameINTRACOASTAL BANK
TypeBank
AddressPALM COAST, FL 32137
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 06, 2020
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Document Number0024551241
Book / Page002455 / 001241
Instrument DateJul 01, 2020
Instrument25187
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanyOLDE FL TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,993.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9 CISSNA PARK IL 609240009, CISSNA PARK, IL 60924-0009

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateApr 25, 2017
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Document Number0022010046
Book / Page002201 / 000046
Instrument DateApr 13, 2017
Instrument14443
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address90 CONE RD ORMOND BEACH FL 321747900, ORMOND BEACH, FL 32174-7900

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 25, 2017
Property Address614 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Document Number0022010045
Book / Page002201 / 000045
Instrument DateApr 07, 2017
Instrument14442
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$2,555.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address90 CONE RD ORMOND BEACH FL 321747900, ORMOND BEACH, FL 32174-7900

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,183.00 (-0.92%)$418,927 (+4.58%) Land $85,000 Building $333,927$418,927 (+4.58%) Land $85,000 Building $333,927
2024$8,259.00 (+7.34%)
2023$7,694.00 (+7.46%)$400,581 (+4.25%) Land $85,000 Building $315,581$400,581 (+4.25%) Land $85,000 Building $315,581
2022$7,160.00$384,240 Land $85,000 Building $299,240$384,240 Land $85,000 Building $299,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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