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602 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 602 S Central Ave, Flagler Beach, FL 32136 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,511 sqft · built 1999
Lot Size0.055 acres (2,396 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Oct 2001)
Tax Bill$3,566 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-12-31-2550-00000-0060

Property Details

APN / Parcel Number

Primary APN12-12-31-2550-00000-0060

Interior

Full Baths3 Baths
Stories3 Stories
Building Area1,511 sqft Living Area
Gross Area2,208 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,396 sqft (0.055 acres)
DrivewayConcrete Driveway
Driveway Area232 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address602 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLAGLER SEA COTTAGES LOT 6 OR 694 PG 855 OR 773 PG 1017
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionFLAGLER SEA COTTAGES
Legal Lot Number6
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3104
Census Tract60302

Owner

Source: Flagler County records · APN 12-12-31-2550-00000-0060

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address602 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2001 · Amount on Record
Deed SaleOct 10, 2001 · Amount on Record
Prior SaleMay 16, 2000 · Amount on Record
Deed Book / Page773 / 1017
Last Transfer DateFeb 12, 2025
Transfer Doc0029370402
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address602 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3695
Document Number0022100840
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 96 FLAGLER BEACH FL 321360096, FLAGLER BEACH, FL 32136-0096

Mortgage

Document Number0022100840
DateJun 08, 2017
Book Page002210/000840
Instrument20144
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 07, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,566.00 (+3.45%)$231,240 (+6.24%)$399,761 (+1.77%) Land $85,000 Building $314,761
2024$3,447.00 (+3.14%)
2023$3,342.00 (+3.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$217,668 (+3%)$392,813 (+2.48%) Land $85,000 Building $307,813
2022$3,244.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$211,328$383,303 Land $85,000 Building $298,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 239 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
14 under condo master policies
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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