560 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 560 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,597 sqft · built 1950
Lot Size0.18 acres (7,820 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Aug 2012)
Tax Bill$28,773 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone AE (high risk)
APN24-5205-002-0290

Property Details

APN / Parcel Number

Primary APN24-5205-002-0290

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,597 sqft Living Area
1st Floor Area1,597 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeRigid Frame Bar Joist
Lot Area7,820 sqft (0.18 acres)
Lot Dimensions101 ft deep x 77.4 ft wide
PorchPorch
Porch Area102 sqft
Patio Area440 sqft

Location & Zoning

Street Address560 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB PB 50-64 LOT 2 BLK 5 LOT SIZE 77.430 X 101 OR 18539-4708 0399 4/20756-4125
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionTROPICAL ISLE HOMES SUB
Legal Block5
Legal Lot Number2
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3007
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address422 WARREN LN, KEY BISCAYNE, FL 33149-1825
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2012 · Amount on Record
Deed SaleAug 13, 2012 · Amount on Record
Prior SaleSep 27, 2002 · Amount on Record
Deed Document Number2012568973
Deed Book / Page28226 / 4895
Transfer Doc2068002619
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Property Address560 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1850
Document Number0000222414
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address560 RIDGEWOOD RD KEY BISCAYNE FL 331491850, KEY BISCAYNE, FL 33149-1850

Mortgage

Document Number0000222414
DateApr 10, 2020
Book Page031893/003802
Instrument222414
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressWESTMONT, IL 60559
Agreement
AmountAmount Recorded
Term360 Months
DueApr 9, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,773.00 (+10.17%)$1,587,939 (-10.91%)$2,005,495 (+12.51%) Land $1,829,880 Building $175,615
2024$26,118.00 (+3.2%)
2023$25,309.00 (+17.63%)$1,782,498 (+26.77%) Land $1,618,740 Building $163,758$1,782,498 (+26.77%) Land $1,618,740 Building $163,758
2022$21,516.00$1,406,047 Land $1,242,207 Building $163,840$1,406,047 Land $1,242,207 Building $163,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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