610 Midland Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 610 Midland Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,217 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2023)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T031800036`

Property Details

APN / Parcel Number

Primary APN	`T031800036`
Alternative APN	`4-0053-8938-00-0148.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,217 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	489 sqft
Unfinished Basement	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031800036
Street Address	610 MIDLAND DR
City	O FALLON
State	MO
Zip	63366-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTBURY VLG AT THORNBURY LOT 148
Legal Subdivision	EASTBURY VLG AT THORNBURY
Legal Lot Number	148
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2013
Census Tract	311907

Owner

610 Midland Dr is owned and occupied by two individuals who bought it in June 2023.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 MIDLAND DR, O FALLON, MO 63366-7567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jan 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	May 16, 2016 · Amount on File
Deed Document Number	202323926
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000003296
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2023
Property Address	610 MIDLAND DR, O FALLON, MO 63366-7567
Document Number	0000023926
Map Reference	MB 38 PG 284
Instrument Date	Jun 14, 2023
Instrument	2023R-023926
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MIDLAND DR, O FALLON, MO 63366-7567

Mortgage

Document Number	0000023927
Date	Jun 21, 2023
Instrument	2023R-023927

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	8.5%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2023
Property Address	610 MIDLAND DR, O FALLON, MO 63366-7567
Document Number	0000003296
Map Reference	MB 38 PG 284
Instrument Date	Apr 6, 2021
Instrument	2023R-003296
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 610 Midland Dr was $4,128.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,395 (-)	$317,871 (-) Building $317,871
2025	$4,128.00	$60,395	$317,871
2023		$53,762 (+29.71%)
2022	$3,144.00	$41,448	$282,960 (+29.71%) Land $50,000 Building $232,960
2021			$218,145 Land $45,000 Building $173,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Midland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Midland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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