605 Midland Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 605 Midland Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,374 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$211,680 (Sep 2020)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T031800031`

Property Details

APN / Parcel Number

Primary APN	`T031800031`
Alternative APN	`4-0053-8938-00-0143.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,274 sqft
Basement Area	1,262 sqft
Finished Basement	1,100 sqft
Unfinished Basement	162 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	390 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031800031
Street Address	605 MIDLAND DR
City	O FALLON
State	MO
Zip	63366-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTBURY VLG AT THORNBURY LOT 143
Legal Subdivision	EASTBURY VLG AT THORNBURY
Legal Lot Number	143
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2013
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 27, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BK
Nov 1, 2019	Intrafamily Transfer, Transfer · VA Mortgage PARAMOUNT BANK
Aug 15, 2018	Intrafamily Transfer, Transfer · VA Mortgage PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	202059
Prior Transfer Date	Oct 12, 2019
Prior Transfer Doc	0071741248
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	0000017974
Date	Mar 29, 2022
Instrument	2022R-017974

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	2021R052237
Date	Jun 21, 2021
Instrument	2021R-052237

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0000064960
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MIDLAND DR O FALLON MO 633667566, O FALLON, MO 63366-7566

Mortgage

Document Number	0000064960
Date	Sep 4, 2020
Instrument	64960

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2019
Property Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0071741248
Book / Page	7174 / 1248
Map Reference	MB 38 PG 284
Instrument Date	Oct 12, 2019
Instrument	20191101000622060
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	20191101000622070
Date	Nov 1, 2019
Instrument	20191101000622070

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2018
Property Address	605 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0069630709
Book / Page	6963 / 0709
Map Reference	MB 38 PG 284
Instrument Date	Jul 31, 2018
Instrument	20180815000465920
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	20180815000465930
Date	Aug 15, 2018
Instrument	20180815000465930

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,511 (-)	$297,424 (-) Building $297,424
2025	$3,866.00 (+4.15%)	$56,511 (+7.22%)	$297,424 (+7.22%) Building $297,424
2024	$3,712.00
2023		$52,706
2022			$277,398 Land $50,000 Building $227,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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